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Who is on the Hook to Pay For Kids’ College After a Divorce?

The cost for a college education can be astronomically high these days. Of course, most parents are still eager for their children to get a college education. However, a major concern for divorcing parents with children is not only how they will pay for college once their child graduates high school, but who exactly will pay for all of the expenses that come with a college education. For some divorcing couples, this might not be an issue if money has already been earmarked for college. For other divorcing couples, the thought of their child being accepted to college can cause bittersweet anxiety.

Generally in California, child support payments will cease when the child reaches the age of 18. Beyond that, divorce attorneys will advise that there is typically no legal obligation for either parent to pay for the child’s college education, unless so ordered by the courts. So what happens, for instance, when one of the divorcing parties plans to remarry and ends up having other children who have their own tuition needs? Will he/she even chip in when it comes time to pay for college?

The best way to ease anxiety and secure payment for college expenses from your soon-to-be ex-spouse is to include such an obligation in your Marital Settlement Agreement (MSA) that addresses college support in addition to any child support agreements. An MSA is an agreement between divorcing spouses that addresses issues such as custody, support, and property division. A provision in a Martial Settlement Agreement regarding payment of college expenses will typically include details such as what percentage of college expenses each parent will be responsible for, restrictions on which types of college the provision will apply to (if any), and exactly which expenses will be covered (this may include tuition, room and board, books, extracurricular activities, etc.).

So while there is no legal obligation for one or both of the divorcing parents to pay for their kids’ college, absent a court order, it’s advisable that the parties not overlook the possibility of including a provision regarding college expenses in their Marital Settlement Agreement. This might serve to save a considerable amount of financial worries down the road and encourage divorcing parents to start setting aside funds for their portion of the future college payments.

If you have children and are interested in ascertaining the payment of future costs of college while going through a divorce, it may be a good idea to get assistance from an experienced attorney to help guide your through the divorce process and ensure that the terms of your Marital Settlement Agreement are properly negotiated. Nancy J. Bickford is the only attorney in San Diego County representing clients in divorces, who is a Certified Family Law Specialist and who is actively licensed as a Certified Public Accountant (CPA). Call 858-793-8884 to receive assistance today.

www.BickfordLaw.com
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